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INTEREST-FREE INSTALMENTS
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| Simple...steps, ease...and reward! |
Simple …
Without any additional procedure! Simply use your existing (Classic Credit Visa, Classic Credit MasterCard, Gold Credit Visa, Gold Credit MasterCard, Platinum Credit Visa, Card & Fly Classic Credit Visa, Card & Fly Gold Credit Visa, Card & Fly Platinum Credit Visa, Woman's Card Credit Visa, APOEL Classic Credit Visa, APOEL Platinum Credit Visa, Anorthosis Classic Credit MasterCard, Anorthosis Gold Credit MasterCard, eCard Classic Credit Visa and eCard Gold Credit Visa), to make purchases which you can pay off in 6 or 12 or 18 or 24 or 36 or 48 equal instalments, according to the scheme of interest-free instalments offered by each business or shop in Cyprus! There is no limit to the number of purchases you can make, provided that they do not exceed the available balance on your card.
… steps,
- Just use your existing Marfin Laiki Bank Credit Card to pay for your purchases.
- Make sure that there is sufficient available balance to cover the entire purchase amount.
- Authorization will be sought for the entire amount of your purchase.
- When authorization is given, the whole amount is automatically blocked in your card account and the available balance is reduced accordingly. The blocked amount is released gradually according to the corresponding amount of the instalment, with the debit of the instalment to your card account each month.
- The monthly instalments are debited to the card account just like any other purchase made by using a card.
- The purchase amount and the number of instalments are recorded on the purchase receipt printed by the electronic POS (electronic point of sale).
ease …
The good news for your pocket is that you can buy anything and pay it off by small monthly instalments!
- With the debiting of the monthly interest-free instalment to your card account, the transaction is treated and charged with interest as any other card transaction.
- The debit of the instalment every month to the card account is added to the total balance of the account. The minimum required amount to be paid every month is calculated on the basis of the total balance of the account.
- The debits from purchases made by interest-free instalments will be recorded on the account statement with the relevant reference to the business, the shop where the transaction was made and the number of the instalment: e.g. A DEMETRIOU LTD NICO1\12 (Number of the specific instalment/total number of instalments).
…and reward!
By using Marfin Laiki Bank credit cards you earn more. So, all the purchases made with interest-free instalments participate in the card's loyalty scheme. Please click here here to view the loyalty scheme offered by your card.
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