7 October, 2008
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MULTIPLE FUNDS
General Information

Laiki Cyprialife offers a comprehensive range of investment-type Personal Plans , whose performance is linked to the company’s Multiple Investment Funds range. More specifically, you may choose to invest amongst one or more of the following:

Multiple Funds

          FundInvestment Risk / Capital Appreciation Potential
          PioneerHigh
          InternationalMedium-to-High
          Blue ChipMedium-to-High
          Pensions Managed Medium
          BalancedLow-to-Medium
          SecureLow
          Pensions MoneyLow
          Extra * Low

All the above funds attempt to limit risk through diversification both geographically and across asset types. However, the level of risk undertaken differs depending on each fund’s Investment Objectives & Policy
Our team of personal financial planners are ready to assist you in identifying your personal financial circumstances and goals. Based on these you may then proceed to choose the most appropriate fund or combination of funds for investing.

* Extra Fund is open only to participants in the Extra Plan personal insurance programme.

Advantages of Flexible Investment

Because your personal circumstances (e.g. family / professional situation) may well change over time, the option exists throughout the term of your insurance programme to change your initial allocation between funds. Details of the rules governing such switches as well as other information on our unit-linked insurance products may be found in section B of the Prospectus. The latter may be obtained by contacting one of our personal financial planners. Alternatively you may contact our customer service centre at 2288 7777.

Historical Performance of Multiple Funds

Information on historical performance as well as current asset allocation of our multiple funds, appear in the Monthly Fund Factsheets

 
 
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