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eCHECKING BENEFITS
View the many benefits Laiki eChecking has to offer!
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- Low cost: Only 8,00%* debit rate (APR 8,16%)** and 1,75%* credit rate.
* Interest rates are based on the Marfin Laiki Bank Base Rate, which is currently 5,00%.
* *The APR can be calculated assuming a credit limit of EUR1.000 and a period of one year.
- High credit limit: Overdraft, up to 3 times your gross monthly salary (without securities).
- Convenience : Perform your banking transactions wherever you are, 24 hours a day, using a PC, Phone or ATM.
- Pay no ledger or transaction fees for your daily transactions.
- Free informative messages to your mobile phone or email on transactions performed from your account or card, through the Laiki eBank Alerts service.
- No minimum balance requirement.
- Choose between an eChecking account with a credit limit (overdraft account) and an eChecking account without limit (sight account).
- Enjoy up to 3 times your monthly salary on your eChecking account if you do not pay any instalments.
- Choose between a sole ownership account and a joint ownership account of up to 2 persons.
- Obtain real time statements from Laiki eBank channels and printed statements annually.
- Obtain Laiki eCard Debit, a VISA® card for your ATM use and debit card international purchases.
- Option of additional Laiki eCard Debit owner for payments from your eChecking account.
- Use at stores internationally, over the Internet, for mail orders and as a Telephone card.
- Transfer money anywhere and make utility bill payments through Laiki ePayments.
- Optional use of the Laiki eBank chequebook for payments where card points of sale are not available.
- Obtain an instant response to your account and limit applications (less than 60 seconds).
- Enjoy exclusive offers from Laiki eBank eXtras.
Students, soldiers and youths under 26 years old
- Youngsters aged between 13 and 26 can also benefit from the eChecking advantages.
Charges only for specialised services
Laiki eChecking Eligibility
- See whether Laiki eChecking is designed for your needs.
Laiki eChecking Application

Further Queries
- See eChecking FAQs.
- See eProduct FAQs.
- Call Telebank (8000 2000).
- Submit your query.
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