OPTIONS PLUS HOME LOAN PACKAGE The key to your home
Laiki Bank Options Plus Introductory Home Loan
4.89%pa* (5.18%pa** comparison rate)
Pay less with this ultra competitive interest rate and save more with these range of options.
Up to 1.09% discount on our Standard Variable Rate for the first year of your loan
NO application fee
Home loan offset account (optional)
100% offset
Additional unsecured overdraft facility +
Cheque book facility
ATM access (wherever Visa is displayed)
Flexibility to make additional payments
Redraw facility available on pre-payments
Portability (security substitution)
A dedicated relationship banking officer
This offer is available to new applicants only.
You can also speak to a Lending Relationship Officer direct by calling
1300 888 700 today, or download and complete our Home Loan Application and mail the completed form to:
C/O Laiki Bank Australia
PO BOX 4288
Sydney 2001
Laiki Bank (Australia) Limited ABN 44 093 488 629 AFSL 243 444 is the credit provider and issuer for these products. Home Loan offer applies to owner-occupiers and residential property investors for new loans only.
* 1 -year introductory Home Loan Rate is valid up to 30/09/09 and is subject to change without prior notice. The 1-year introductory home loan rate is based on a discounted Variable Rate of up to 1.09% on the Standard Variable Rate. The full discount of 1.09% is based on our Standard Variable Rate Loan without the Home Loan Offset Account Option. Standard Variable rate for the 1-year introductory rate Home Loan equates to 4.89% p.a. (effective as of 20/04/2009) taking into account the full discount. **Comparison rate is 5.18%p.a. The comparison rate is calculated on the basis of secured credit of $250,000 over a term of 25 years. A comparison rate schedule is available at our branches. After the 1-year introductory offer period, the loan will revert to a discounted Variable Rate of up to 0.88% discount on the Standard Variable Rate. The full discount of 0.88% is based on our Standard Variable Rate Loan without the Home Loan Offset Account Option. Applications for the 1-year introductory rate must be received by 30/09/09 and settlement must occur before 30/11/09.
+ Overdraft facility offered to approved applicants only. Full terms and conditions available upon application. Normal lending criteria apply. ++Specific Terms and Condition are available in the Product Disclosure Statement (PDS). A PDS for these products is available from any branch of Laiki Bank, online, or by calling 1300 888 700. The PDS should be considered before making any decision about any of Laiki Bank (Australia) products. WARNING: This comparison rate applies only to the example given; different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Valuation, legal and/or other out of pocket expenses apply. Full terms and conditions available upon application. Other fees and charges apply.
FIXED RATE HOME LOAN
