If you already own a home and would like access to funds, our Home Equity Maximiser is the solution.

The Home Equity Maximiser lets you turn the equity, in your home, (up to 80% of its value) into a line of credit that can be accessed via your Laiki Express Account.

Home Equity Maximiser lets you control the term of your loan. You can choose not to make any repayments as long as you cover the interest on the money used. You pay interest only on the funds you actually use and any payments you make against your loan balance are immediately available for you to use again without penalty.

If you are using your account for investment purposes, the interest you pay on the money you borrow may be tax deductible, which means Home Equity Maximiser can also offer you a tax efficient way to grow your wealth.

How a Home Equity Maximiser works for you:

• Variable Interest Rate
• Flexible Repayments
• Salary credit facility
• Additional repayment option
• Redraw facility
• Also available to investors
• Can be combined with other Laiki Bank Home Loans

• Interest only repayment
• FREE Personalised Cheque Book
• Can be accessed via the Laiki Visa Debit Card
• Can be accessed via Laiki eBank (enquiry only)