OPTIONS PLUS HOME LOAN PACKAGE The key to your home
Laiki Bank Options Plus Home Loan 6.70%pa* (6.78%pa** comparison rate)
Save more with a range of options and pay less with competitive interest rates.
How Laiki Bank's Options Plus Home Loan works for you:
Up to 0.78% discount on our Standard Variable Rate for the life of your loan
Dedicated Relationship Manager
NO application fee
100% Home Loan Offset account (optional)
direct debit facility
cheque book facility
ATM access (wherever Visa is displayed)
Flexibility to make additional payments
Redraw facility available on pre-payments
Portability (security substitution)
This offer is available to new applicants only.
You can also speak with a Relationship Manager directly by calling
1300 888 700 today, or download and complete our Home Loan Application and mail the completed form to: C/O Laiki Bank Australia , PO BOX 4288 , Sydney 2001
To obtain an idea of how much you can borrow and how much you can save, click here to use our on-line calculators.
Laiki Bank (Australia) Limited ABN 44 093 488 629 AFSL 243 444 is the credit provider and issuer for these products. Home Loan offer applies to owner-occupiers and residential property investors for new loans only.
* Home Loan Rate is valid up to 30/06/2010 and is subject to change without prior notice. The home loan rate is based on a discounted Variable Rate of up to 0.78% on the Standard Variable Rate. The full discount of 0.78% is based on our Standard Variable Rate Loan without the Home Loan Offset Account Option. Standard Variable rate for the Home Loan with discount equates to 6.70% p.a. (effective as of 06/05/2010) taking into account the full discount. **Comparison rate is 6.78%p.a. The comparison rate is calculated on the basis of secured credit of $250,000 over a term of 25 years. A comparison rate schedule is available at our branches. Applications for this home loan offer must be received by 30/06/10 and settlement must occur before 31/08/10. + Overdraft facility offered to approved applicants only. Full terms and conditions available upon application. Normal lending criteria apply. ++Specific Terms and Conditions are available in the Product Disclosure Statement (PDS). A PDS for these products is available from any branch of Laiki Bank, on-line, or by calling 1300 888 700. The PDS should be considered before making any decision about any of Laiki Bank (Australia) products. WARNING: This comparison rate applies only to the example given; different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Valuation, legal and/or other out of pocket expenses apply. Full terms and conditions available upon application. Other fees and charges apply.