Laiki Bank's Options Plus Home Loan offers a discounted variable rate of 8.70%pa* (comparison rate of 8.79%pa**), to both Owner-Occupiers and Residential Property Investors.
At Laiki Bank we believe your home should help you live your life, not cost you a lifetime. With the Options Plus Home Loan Package you can pay less with competitive interest rates, and save more with a range of options.
- 0.88% discount on our Standard Variable Rate for the life of the loan
- No application fee
- 100% home loan offset account #
- Additional unsecured overdraft facility (optional)+
- Internet access to your accounts via Laiki eBank
- Cheque book facility (optional)
- ATM access to your home loan offset account (wherever Visa is displayed)
- Direct debit facility
- A dedicated relationship banking officer
- Flexibility to make additional payments
- Redraw facility available on pre-payments
- Portability (security substitution)
- The security of a 109 year old banking institution
This offer is available to new applicants only.
To apply for this loan offer call Laiki Bank on 1300 888 700 today or download and complete our Home Loan Application and mail the completed form to
C/O Laiki Bank Australia
PO BOX 4288
Sydney 2001 |
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*Laiki Bank Limited ABN 44 093 488 629 is the credit provider for this product. Offer is for a limited time only and conditions apply on the minimum amount, the date of application and settlements. Discount is subject to change without prior notice. Approvals subject to normal lending criteria. Standard Variable Rate is 9.58% and Standard Comparison rate is 9.67% as at 18/07/08. These rates are subject to change without notice.
** The comparison rate is based on a secured loan of $250,000 over a term of 25 years. A comparison rate schedule is available at our branches.
WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Valuation, legal and/or other out of pocket expenses apply. Full terms and conditions available upon application. Other fees and charges apply.
# A Product Disclosure Statement (PDS) for this product is available from any branch of Laiki Bank, online, or by calling 1300 888 700. The PDS should be considered before making any decision about this product. AFSL Number 243 444.+Overdraft facility offered to approved applicants only.
^Laiki Bank received the Bronze award, while the Bank’s Advertised Rate for six months, as recorded by Money Magazine was lower than the gold and silver place winners, in the “Cheapest Home Loan” category.
Terms & Conditions Apply
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FIXED RATE HOME LOAN
