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4 February, 2012  
Home > Personal > Home Loans > Home Loan Fees and Charges
  FIXED RATE HOME LOAN  
  VARIABLE RATE HOME LOAN  
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  HOME EQUITY MAXIMISER  
  FIXED RATE HOME LOAN SPECIAL  
  HOME LOAN FEES AND CHARGES
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HOME LOAN FEES AND CHARGES
List of fees for Laiki Bank Home Loans

Type of fee

Fixed Rate Home Loan (1-5 yrs)Home Equity MaximiserStd Variable Rate Loan
Establishment fee$200$200$200
Monthly fee$10$10$10
Valuation fee$220 min$220 min$220 min
Documentation feeNilNilNil
Discharge fee$250 per mortgage plus legal costs$250 per mortgage plus legal costs$250 per mortgage plus legal costs
Legal fee #$360 min$360 min$360 min
Renegotiation fee ^$200$200$200
Deferred Establishment feeNIL0.4% of loan balance ($700 min)0.4% of loan balance ($700 min)
Early Repayment of Loan Administration Fee$300* (early repayment to a fixed loan administration fee)$150 (overdraft limit repayment and cancellation administration fee)$300

Information current as at 05/04/2011, subject to change without notice.

Click here to download a full fees and charges booklet.

Terms & Condotions Apply.

# Based on a standard transaction with one mortgage.

* In addition to this break costs are payable in accordance with loan terms and conditions.

^ Excludes substitution of security

 
 
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