If you want competitive interest rates and the opportunity to pay off your home loan faster, without any penalties, our Variable Rate Home Loan is the right choice.

As an owner-occupier you can borrow up to 80% of the approved valuation of the property you wish to buy. If you are an investor you can borrow up to 80% of your investment property's valuation.

How a Variable Rate Home Loan works for you:

• Variable Interest Rate
• Terms up to 30 years
• Flexible repayments
• Additional repayment option
• Redraw facility (minimum $2,000)
• Also available to investors
• Can be linked to 100% Home Loan Offset Account
• Can be combined with other Laiki Bank Home Loans