You have absolute protection against interest rate rises throughout the fixed rate period and can be more confident about managing your budget.

Although the rate on your loan is fixed, you still have the flexibility to choose a further fixed term or convert to our Variable Rate Home Loan at the end of the fixed term of the loan. Just review your financial situation and needs and decide.

How a Fixed Rate Home Loan works for you:

• Fixed interest rate
• Terms up to 30 years
• Various instalment payment periods to choose from
• Also available to investors
• Interest only repayment option
• Can be combined with other Laiki Bank Home Loans