The Laiki Maximiser Account is a personal overdraft facility that gives you access to a pre-approved amount of credit when you need it, with the flexibility of immediate access to available funds via the Laiki Visa Debit Card.

This product is an alternative to a credit card that gives you greater value through lower interest rates, as well as more flexibility to manage your finances.

How a Laiki Maximiser Account works for you:

• minimum overdraft $2,000
• Pay interest only on the actual funds used
• NO set repayments, provided you do not exceed your approved limit and you have sufficient available funds in your account to meet your monthly interest charges and the monthly account keeping fee
• minimise your debt and reduce your interest repayments by directly crediting your salary to decrease your overdraft balance
• make payments, purchases and access ATMs wherever VISA is displayed, using the Laiki Visa Debit Card
• direct debits can be set from this account by outside merchants and service providers
• can be accessed via the Laiki Visa Debit Card